STCG Tax Calculator forIndian Equity Investors
Calculate Short-Term Capital Gains tax on equity sold within 12 months. 20% flat tax rate with no exemption.
Enter Your Transactions
Transaction 1
What is STCG?
Short-Term Capital Gains (STCG) tax applies when you sell equity shares or equity-oriented mutual funds held for 12 months or less. STCG on equity is taxed at a flat rate with no exemption.
Tax rate: 20% flat on all short-term gains
No exemption: Unlike LTCG, there is no ₹1 lakh exemption limit
Holding period: Shares held for less than 12 months
Loss offset: STCG losses can offset STCG and LTCG
How to Use
- 1.Enter buy date, sell date, and prices for each transaction
- 2.Add quantity of shares and any brokerage/transaction charges
- 3.Add more transactions if you sold multiple stocks in the same financial year
- 4.Click "Calculate STCG Tax" to see your total tax liability
Master STCG Tax for Active Trading
Complete guide to Short-Term Capital Gains tax for intraday, swing, and short-term traders
STCG Tax Rules FY 2024-25
Flat rate on all short-term gains
No Exemption Limit
Unlike LTCG's ₹1L exemption
Loss Offsetting
Can offset both STCG and LTCG
What is Short-Term?
Holding ≤ 12 months includes:
Intraday Trading
Buy and sell on same day
Swing Trading
Holding for days/weeks
Positional Trading
Holding for few months
STCG vs LTCG: Which is Better?
Should you wait 12 months? Consider these factors:
Profit Amount
If profit < ₹1.25L, LTCG is tax-free
Tax Rate Difference
LTCG: 12.5% vs STCG: 20%
Market Risk
Holding longer = more volatility exposure
Opportunity Cost
Could you earn more elsewhere?
Loss Harvesting Strategy
STCG losses are valuable for tax planning:
✓ Offset STCG Gains
In the same financial year
✓ Offset LTCG Gains
Can reduce LTCG tax liability
✓ Carry Forward 8 Years
Unused losses don't expire immediately
When to Use Calculator
Intraday/Swing Tax Planning
Quarterly Advance Tax
Year-End Tax Liability
ITR Filing (Schedule CG)
Optimal Exit Timing