Last Updated: January 1, 2025
1. Introduction
Welcome to StockIQ ("we," "our," or "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our portfolio tracking platform.
2. Information We Collect
2.1 Personal Information
We collect personal information that you provide to us, including:
- Name and email address
- Account credentials
- Profile information
- Communication preferences
2.2 Portfolio Data
We collect and process your investment data, including:
- Stock transaction details (buy/sell dates, quantities, prices)
- Portfolio holdings and valuations
- Dividend information
- Broker statements and import files
2.3 Usage Data
We automatically collect certain information when you use our services:
- IP address and device information
- Browser type and version
- Pages visited and features used
- Time and date of visits
3. How We Use Your Information
We use the collected information for:
- Providing and maintaining our portfolio tracking services
- Calculating XIRR and other portfolio metrics
- Generating tax reports and analytics
- Sending you updates, notifications, and support messages
- Improving our platform and developing new features
- Ensuring security and preventing fraud
- Complying with legal obligations
4. Data Security
We implement industry-standard security measures to protect your data:
- 256-bit AES encryption for data at rest
- TLS 1.3 encryption for data in transit
- Regular security audits and vulnerability assessments
- Access controls and authentication mechanisms
- SOC 2 compliant data centers
However, no method of transmission over the Internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.
5. Data Sharing and Disclosure
We do not sell your personal information. We may share your information only in the following circumstances:
- Service Providers: Third-party vendors who help us operate our platform (e.g., hosting, analytics)
- Legal Requirements: When required by law or to protect our rights
- Business Transfers: In connection with a merger, acquisition, or sale of assets
- With Your Consent: When you explicitly authorize us to share your information
6. Your Privacy Rights
You have the right to:
- Access: Request a copy of your personal data
- Correction: Update or correct inaccurate information
- Deletion: Request deletion of your account and data
- Portability: Export your portfolio data
- Opt-out: Unsubscribe from marketing communications
To exercise these rights, contact us at [email protected]
7. Data Retention
We retain your information for as long as your account is active or as needed to provide services. After account deletion, we may retain certain data for legal, tax, or regulatory purposes for up to 7 years.
8. Cookies and Tracking
We use cookies and similar tracking technologies to improve your experience. You can control cookies through your browser settings. Essential cookies required for platform functionality cannot be disabled.
9. Third-Party Services
Our platform integrates with third-party services for market data, analytics, and payments. These services have their own privacy policies, and we encourage you to review them.
10. Children's Privacy
StockIQ is not intended for users under 18 years of age. We do not knowingly collect information from children. If you believe we have collected information from a child, please contact us immediately.
11. International Data Transfers
Your data is primarily stored in India. If we transfer data internationally, we ensure appropriate safeguards are in place to protect your information.
12. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of material changes by email or through a prominent notice on our platform. Your continued use after changes constitutes acceptance of the updated policy.
13. Contact Us
If you have questions or concerns about this Privacy Policy, please contact us: